BNPL

Take Home What You Need, Pay at Your Own Pace

We know that being a parent means balancing many responsibilities. Sometimes, you find the perfect stroller or car seat but worry it might stretch the monthly budget. At Ohana Baby Shop, we don’t want that to stop you from giving your little one the best.

That’s why we offer Buy Now Pay Later (BNPL). Think of it as a helping hand — you bring home what you need today, and spread the cost into smaller, manageable payments. No pressure, no hidden tricks — just an option to make parenting a little lighter.

Why Parents Like BNPL

• Pay in smaller amounts, instead of all at once.

• Some plans come with 0% interest, so you don’t pay extra.

• Flexible choices — from short-term to long-term installments.

• Trusted partners like Shopee, Grab, Atome, and more.

• Peace of mind: you get what you need without delay.

Your Options at Ohana Baby Shop

We work with different providers so you can choose the one that feels right for you:

• Shopee SPayLater – installment plans for 1, 3, 6, 12, 18, or 24 months (availability depends on Shopee’s approval and eligibility).

• PayLater by Grab – choose 4, 8, or 12 monthly installments directly in your Grab app.

• Moby Islamic – Shariah-compliant plans with 2, 3, or up to 6 monthly installments.

• Atome – flexible options with 3, 6, 9, or 12 installments (some with 0% interest).

• Credit Card Installments – flexible tenures with participating banks.

💡 Helpful Tip: Before visiting our store, it’s better to register with your preferred BNPL provider (Shopee, Grab, Atome, etc.) and check your approved credit limit. This way, you’ll know exactly how much you can spend, and the whole process will be faster and smoother when you’re ready to checkout.

💡 Another Option You Might Not Know: If your credit limit doesn’t fully cover the purchase, you can still split the payment. For example, if your BNPL limit is RM1,500 and the item you want is RM2,000, you can pay RM1,500 using BNPL and simply top up the balance (RM500) with cash, debit, or credit card. That way, you don’t have to miss out on what you need.

How It Works (Simple & Stress-Free)

1. Pick the stroller, car seat, or gear you love.

2. At checkout, choose BNPL if you’d like to.

3. Select your provider (SPayLater, PayLater by Grab, Moby, Atome, or credit card).

4. Get quick approval (usually instant).

5. Pay your first installment and bring everything home.

Questions Parents Usually Ask

Do I have to use BNPL?
Not at all. It’s completely optional. Many parents still prefer to pay in full.

Is there any catch or hidden fee?
No catch. If there’s any fee or interest, it’s shown clearly by the provider before you confirm.

What if I change my mind?
Most providers allow you to settle the balance earlier if you prefer.

Can I use BNPL for all products?
Yes — strollers, car seats, carriers, and most other items are eligible.

What if my BNPL limit is lower than the product price?
No problem — you can split the payment. Use your BNPL limit for part of the amount, and just top up the rest with cash or card.

What happens if I miss a payment?
The BNPL provider may charge a late fee. That’s why we always encourage choosing a plan that’s comfortable for you.

A Gentle Reminder

BNPL is meant to make things easier, not harder. Only choose it if it helps you manage your budget more smoothly. At the end of the day, we want you to feel happy and confident with your purchase — no pressure, no stress.

Try First, Pay Later (Only If You Want To)

At Ohana Baby Shop, you’re always welcome to try our display strollers and car seats before making a decision. And if you feel BNPL is right for you, it’s there as an option — whether through SPayLater, PayLater by Grab, Moby Islamic, Atome, or your credit card.

Register first, check your limit, and remember you can always split the payment if your purchase is more than your BNPL limit. We’re here to support you, not rush you. After all, parenting is already a big journey — let us help make it a little easier.